To ride a motorcycle on the roads in NJ. you need to have New Jersey motorcycle insurance. That is the law - if you choose to ignore it you will be met with a list of legal violations. It's also common sense to have insurance because of the risks that motorcyclists face on the road.

New Jersey motorcycle insurance is available in different types of policies, each designed to fit different needs. The cost tends to vary based on factors such as the rider's record (your history with automobiles is considered here as well), the value of the motorcycle, and the place where the rider resides.

There are other things that can affect the premium for riders. For instance, if you have other vehicles covered by the insurer, the company may be willing to offer you a "multi-line" discount when you purchase an insurance policy for your motorcycle. You can reduce your insurance premiums by doing the following:

* Installing a quality alarm system on your motorcycle

* Parking your bike in a safe place

* Taking a motorcycle safety class